Before you are about to go off and live your life today by doing something, I would like for you to look in the mirror and have a greater affirmation in understanding of the reflection that stared back at you than yesterday – repeat this process tomorrow and everyday for the rest of your life!
For the purpose of communication, I am going to reference the 90 percents as 90Percenters and the 10 percents as 10Percenters.
In a hierarchical perspective, this is how the 10Percenters and 90percents related to each other.
The definition of progress is varied from one person to another. Fundamentally however, there is a common denominator – financial progress.
The corner stone of all past and present civilizations is money. As a result, the simplest definition of 90Percenters and 10Percenters will based on net worth – excluding all the philosophical aspects of what constitute a good life.
Here is the net worth percentiles ranking of the United States population by the New York Times – age range from 45 to 54.
According to the criteria of this article, to cross the 85th percentile barrier, you will need to minimally accumulate $762,000 in net worth – the requirement for the 90th club is minimally $1,132,000.
Here is another way of present net worth percentiles by age from the New York Times – as of 2019.
Yes, yes and yes…I have met many people who have less, much less than $1,000,000 – who are wonderful, useful and happy human beings.
Yes, yes and yes…I have met few people who have more, much more than $100,0000 – who are rotten, not useful and depressed human beings.
If you extrapolate between these two lines you will find you and me – well, I was there prior to the scaling up the ladder of the Financial Independence summit.
We are the product of genes and environments for many final life outcomes. Poverty is not among them – scientists will never find a financial gene. Financial ranking in wealth is 100 percents environment!
Unfortunately, financial tiers are the barriers to the human potentials.
If you are currently in the 20th percentile wealth ranking – there is a systematic thinking, actions and behaviors that is the common denominator for all 20Percenters.
In the beginning, I asked you to look in the mirror and get to know the reflection that stared back at you. It is utmost critical for you to have an intimate understanding of this person – a good life is not possible if you do not know who you are!
Actually, self-reflection works best for people who have successfully crossed the 50th percentile in net worth.
If you are below the 50th percentile, just focus on financial improvement by working hard and moving up the ladder – the net worth ranking is a shot-gun diagnostic of your current mindset and its limitation is most likely financial.
Once you have financially risen above the 90th percentile – the status of your relationship or health may very well be in the lower tier due to years of neglect – in which case, the 1DesignerLife Framework will continue to group you with the 90Percenters.
The 1DesignerLife Framework is a structure that ensures each precious existence has the opportunity to live out its best potential.
I won’t be able to discuss every nuances in life why you are not happy or satisfy with your currently life progress – financial insecurity, relationship instability and/or health challenges.
The efforts I am putting into 1DesignerLife.com will systematically defined Financial, Relationship, Health and Humanity into a Life Framework – for which you can use each article as a compass to steer your ship in the direction that is best for you.
From time to time, I will refer you back to this article for self-reflection – similar to look into the mirror, but instead of being philosophical about life – use the financial measurement to determine your life tier.
Only then a clear life plan can be developed and progress is to be made.
Good luck!
Let’s play the game of life!
